by Adam Hamadiya | Aug 8, 2022 | Annuities
Annuities can be a viable option for steady retirement income, but there are risks involved in annuities that need considering. Most conceivable risks associated with annuities is something that can be mitigated by the customizable nature of the annuities themselves,... by Mustafa Khan | May 13, 2022 | Annuities
Especially among retirement investors, “annuities” have become a hot but not always a well-understood topic. Some of us may have learned about it back in high school. But let’s do a quick revision, so you can make an informed decision about whether you want to... by Liam Hunt | Feb 25, 2021 | Annuities, Portfolio Management
Warren Buffet famously said that diversification is protection against ignorance. For Buffet, diversification is like an insurance policy for those of us who don’t have the time, opportunity, or patience to thoroughly research the fundamentals of every stock.... by Sarah Bauder | Oct 23, 2020 | Annuities
An annuity is a tax-advantaged insurance product that has become a popular investment vehicle for retirement. The Internal Revenue Service (IRS) has strict regulations on how an annuity contract can be rolled over into an IRA. The IRS stipulates that ““if an annuity... by Liam Hunt | Jul 10, 2020 | Annuities, Definitions
A variable annuity is a type of public annuity and investment vehicle whose value is tethered to the performance of an underlying investment portfolio. Investors close to retirement age often use variable annuities to ensure financial security and supplement their... by Liam Hunt | Jul 8, 2020 | Annuities, Definitions
Private annuities are valuable tools for estate planning. In essence, a private annuity is an agreement between an individual (the “annuitant”) and the obligator to whom property is being transferred. As such, private annuities are one of the most important tools for... by Liam Hunt | May 14, 2020 | Annuities, Bitcoin IRA, Portfolio Management, Precious Metals
It’s been a rollercoaster of a year for financial markets. In February 2020, global stock markets reported their steepest one-week declines since the global financial crisis. Three weeks later, the price of crude oil fell by a staggering 26% due to geopolitical... by Sarah Bauder | Sep 26, 2019 | Annuities
A variable annuity is an annuity contract which allows for the allocation of money held in “subaccounts”. Although tax-deferred, variable annuities do not guarantee a return on the principal. In this article, 5 experts discuss whether or not an investor should stay... by Sarah Bauder | Sep 25, 2019 | Annuities
A fixed annuity is an annuity contract with a life insurance company. Conversely, a CD (certificate of deposit) is issued by a bank. There are similarities and differences between both. In this article, 4 experts weigh in on a fixed annuity versus a CD (certificate of... by Sarah Bauder | Sep 9, 2019 | Annuities, Portfolio Management
Because annuities provide guaranteed, safe retirement income they can be a good option to include in retirement strategies. Investors are drawn to this financial product because it is regarded as a safe investment, which is particularly appealing for those approaching... by Sarah Bauder | Sep 9, 2019 | Annuities, Portfolio Management
We conducted a survey asking 2,000 US respondents which investments they regarded as the safest for long-term retirement investing. We used Google Surveys and targeted males and females between the ages of 35 to 65+ from coast to coast. We asked the following question... by Sarah Bauder | Sep 6, 2019 | Annuities, Portfolio Management
Annuities are investment products, which are contracts with insurance companies. Usually, investors purchase various types of annuities as a means of providing a steady income stream in their retirement years. Yet, are annuities a smart option from inflation...
