Portfolio Management Archives - Sophisticated Investor

Investing for Dummies: A Crash Course on How to Invest (Responsibly) for Big Gains

by Liam Hunt | Jul 28, 2021 | Portfolio Management

Only a slim majority of Americans—55%, in fact—own stocks. For many U.S. homeowners, their house is their only retirement investment to speak of. If you find yourself among the roughly one-half of Americans who are underinvested in financial markets, now’s the time to...

The 4% Rule of Retirement Withdrawals: What Is It, and Is It Still Legit? (2021 Update)

by Liam Hunt | May 12, 2021 | Portfolio Management

If you’ve been reading about retirement investing strategies, you’ve probably heard of the so-called 4% rule by now. For over two decades, this concept has dominated the conversation around optimizing retirement savings withdrawals. Proponents of the 4%...

Are We In A Stock Market Bubble? (2021 Update) + How To Invest Safely in U.S. and Global Equities Markets

by Liam Hunt | Mar 29, 2021 | Portfolio Management

The accelerated growth of the U.S. tech sector has, by many accounts, created an unstable investment environment. Although the S&P 500 is led by U.S. tech stocks with long runways, there’s no guarantee that they can be trusted to keep your money safe in the...

Investing Diversification Strategy: The Definitive Guide to Risk-Conscious Retirement Investing in 2021

by Liam Hunt | Feb 25, 2021 | Annuities, Portfolio Management

Warren Buffet famously said that diversification is protection against ignorance. For Buffet, diversification is like an insurance policy for those of us who don’t have the time, opportunity, or patience to thoroughly research the fundamentals of every stock....

REIT Index Explained: How to Understand and Make Money Using REITs/REIT Indices

by Liam Hunt | Jan 23, 2021 | Portfolio Management, Real Assets, Real Estate

A real estate investment trust (REIT) is like an index fund for residential, commercial, and industrial real estate. Managed by professionals, REITs let investors land a dividend-paying inflation hedge without the stress of being a landlord and the obligations that...

Retirement Investing Strategy: 6 Key Principles + STARTER GUIDE For Retirement Investing At Any Age

by Liam Hunt | Dec 22, 2020 | Portfolio Management

It doesn’t matter whether you’re late to the game or if you’re still in college, it’s never too late or too early to invest for your retirement. But no matter how young you feel, your retirement investing strategy has to reflect your age. Your exposure to risk should...

American Investors Believe Real Estate, Stocks, & Bonds Will Be The Safest Investments In 2021

by Sarah Bauder | Dec 14, 2020 | Portfolio Management

At Sophisticated Investor, we understand in this utterly unprecedented year that has been 2020, Americans are striving to find investments that will prove to be the best option at keeping their hard-earned money safe. We conducted a survey asking 5,001 Americans which...

Self-Directed 401(k): The Ultimate Guide for 2020-2021

by Liam Hunt | Nov 17, 2020 | Portfolio Management

Retirement investors are often stuck having to choose between the volatility of the stock market and the underwhelming stability of money markets and bond yields. Self-directed retirement savings accounts are the perfect middle ground solution between these two...

Self Directed IRA and Real Estate: The Ultimate Guide for 2020/2021

by Liam Hunt | Oct 17, 2020 | Portfolio Management, Real Estate

Mark Twain once wrote, “Buy land, they aren’t making it anymore.” Though he wasn’t known for his sage financial one-liners, I think Mark was onto something. Real estate is a finite commodity, and housing is a basic, universal human need. The characteristics of...

401(k) Plan Termination: What To Do if You Lose Your Job or If Your Employer Suspends Your 401(k) Match

by Liam Hunt | Aug 11, 2020 | Portfolio Management, Precious Metals

An employer-matched 401(k) is an excellent retirement savings vehicle. As a tax-advantaged account, 401(k) plans let your money grow tax-free while also lowering your upfront income tax burden. Unlike a regular savings account, you won’t have to pay taxes on the...

Want to Pay Off Your Student Loans Faster? Follow These 5 Rules for Paying Off Student Loans

by Liam Hunt | Aug 4, 2020 | Portfolio Management, Precious Metals

In 2020, U.S. student loan debt eclipsed $1.56 trillion. The median debt burden for the graduating Class of 2019 is nearly $30,000, up over 2% from the year prior. It seems that every year, American students are becoming more indebted and less economically advantaged...

Highly Asymmetric Investments: A Golden Opportunity in 2020, Or Too Risky?

by Liam Hunt | Jul 28, 2020 | Definitions, Portfolio Management

Accurate financial predictions are difficult at best. This is because uncertainty and risk are inherent characteristics of free markets. Fortunately, you can sway uncertainty in your favor by finding highly asymmetric investments and trading opportunities. An...

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