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Want to Pay Off Your Student Loans Faster? Follow These 5 Rules for Paying Off Student Loans
In 2020, U.S. student loan debt eclipsed $1.56 trillion. The median debt burden for the graduating Class of 2019 is nearly $30,000, up over 2% from the year prior. It seems that every year, American students are becoming more indebted and less economically advantaged...
Highly Asymmetric Investments: A Golden Opportunity in 2020, Or Too Risky?
Accurate financial predictions are difficult at best. This is because uncertainty and risk are inherent characteristics of free markets. Fortunately, you can sway uncertainty in your favor by finding highly asymmetric investments and trading opportunities. An...
Average Savings by Age: How Does Your 401(k) Compare to the National Average?
In most aspects of life, it’s probably not a good idea to compare yourself to others. Retirement saving is a different story. Knowing how your 401(k) stacks up against your peers’ can help with post-career planning and can help you set benchmarks on the road to...
Money Markets vs Certificates of Deposit (CDs): Differences Explained for Investors
A money market account (MMA) and a certificate of deposit (CD) are two financial products that generate interest income from cash savings. Both products can be thought of as fixed-income investments, like bonds, that provide predictable interest over a defined...
What Is Variable Annuity? Everything You Need to Know About Variable Annuities For Retirement Planning
A variable annuity is a type of public annuity and investment vehicle whose value is tethered to the performance of an underlying investment portfolio. Investors close to retirement age often use variable annuities to ensure financial security and supplement their...
What Is Private Annuity? Your Guide to Everything You Need to Know About Annuities
Private annuities are valuable tools for estate planning. In essence, a private annuity is an agreement between an individual (the “annuitant”) and the obligator to whom property is being transferred. As such, private annuities are one of the most important tools for...
Millennial Retirement Investing: The Complete Guide for 2020
Two-thirds of Millennials have nothing saved for retirement. Can you blame them? Millennials, born between 1981 and 1996, entered the job market amid one of the worst periods of wage stagnation and unemployment in recent history—not to mention an average student loan...
An Investor’s Guide to Strategic Wealth Preservation
Financial crises call for new investment strategies to preserve one’s wealth. Whether you’re approaching retirement or at the early stages of your career, there are steps you should take to protect yourself from losses and insulate your portfolio from volatility. It...
Real Estate Rules: 5 Mistakes to Avoid as a First-Time Home Buyer
Buying a house for the first time is a major decision that, if made poorly, can have you knocking on the door of bankruptcy. Unfortunately, buyer’s remorse is all too common when purchasing real estate. First-time homebuying is a highly emotional process that, if...
Rules of Investing: 5 Timeless Investing Rules That You Need to Follow in 2020
It’s been a rollercoaster of a year for financial markets. In February 2020, global stock markets reported their steepest one-week declines since the global financial crisis. Three weeks later, the price of crude oil fell by a staggering 26% due to geopolitical...
Top 10 Gold IRA Companies
Top 10 Gold IRA Companies Gold IRA's are an important tool for diversifying your retirement portfolio and building a financial future based on more than simply paper investments. When you reach the decision to invest in such a Precious Metals IRA, your first step will...
The Best ETFs to Add to Your IRA/401(k) in 2020
In today’s highly volatile market, investors have to fine-tune their portfolios to decrease risk wherever they can. Investing in many different asset classes, also known as ‘diversification’, is the best way to mitigate risk and protect your wealth. Thankfully,...
How to Make Your Portfolio Recession-Proof in 2020
Economies naturally grow and contract. When the business cycle is in a sustained period of contraction, otherwise known as a “recession”, market-wide economic activity declines and stock prices typically fall. Since downturns in the business cycle inevitably arise...
How Much Should You Contribute to Your IRA/401(k) Every Month?
The standard rule of thumb is to contribute no less than 10 percent of your gross income to your retirement savings plan. However, there’s no such thing as a one-size-fits-all rule for retirement savings. How much you contribute to your individual retirement account...
What is The Best Possible Exit Strategy When Looking to Sell Your Business?
Creating a successful business is no easy task. Some business owners work for years and never realize their dream of creating a successful venture. If your existing business is doing great but you have lost your passion for the industry you operate in, selling your...
Interview with Trevor Gerszt, CEO of Goldco
We have had the pleasure of interviewing Trevor Gerszt, CEO of GoldCo, also known as GoldCo Precious Metals or GoldCo Direct. GoldCo has been a pioneer in Gold IRA investments for years and also offers silver, platinum, and palladium IRA investments. Recently, the...
Fed to the Rescue? US Central Bank Cuts Interest Rates by 50 Basis Points on the Heels of Recession Scare
On Tuesday, the Federal Reserve announced emergency interest rate cuts amid a worsening coronavirus situation. Shuttered Chinese factories, negative bond yields, and record-setting losses across all major US indexes tell a story of an economy in decline. In response,...
Choosing Your Business Name: 7 Things To Keep In Mind
The Guinness World Record holder for the pub with the longest name in Britain is the long-winded “The Old Thirteenth Cheshire Astley Volunteer Rifleman Corps Inn”. The sixteen-syllable business name is certainly not something you could say thrice quickly after several...
