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REIT Index Explained: How to Understand and Make Money Using REITs/REIT Indices
A real estate investment trust (REIT) is like an index fund for residential, commercial, and industrial real estate. Managed by professionals, REITs let investors land a dividend-paying inflation hedge without the stress of being a landlord and the obligations that...
Retirement Investing Strategy: 6 Key Principles + STARTER GUIDE For Retirement Investing At Any Age
It doesn’t matter whether you’re late to the game or if you’re still in college, it’s never too late or too early to invest for your retirement. But no matter how young you feel, your retirement investing strategy has to reflect your age. Your exposure to risk should...
American Investors Believe Real Estate, Stocks, & Bonds Will Be The Safest Investments In 2021
At Sophisticated Investor, we understand in this utterly unprecedented year that has been 2020, Americans are striving to find investments that will prove to be the best option at keeping their hard-earned money safe. We conducted a survey asking 5,001 Americans which...
Self-Directed 401(k): The Ultimate Guide for 2020-2021
Retirement investors are often stuck having to choose between the volatility of the stock market and the underwhelming stability of money markets and bond yields. Self-directed retirement savings accounts are the perfect middle ground solution between these two...
Global Investment Demand For Gold Soars In Q3 Despite Repercussions From COVID-19 Pandemic – World Gold Council
The global investment demand for gold in Q3 was significantly higher than this time last year, said the World Gold Council (WGC) in its Gold Demand Trends Q3 2020 report. Specifically, investment in gold-backed ETFs surged to an all-time high during this quarter. In...
Buckle Up, We’ve Got A Contested Election: Here’s What This Means for Precious Metals, Stocks, IRAs, and More
It’s the day after election day in the United States and all signs point toward a long, protracted vote-counting process and successive court challenges launched by the incumbent government. News of a contested election that will take days, if not weeks, to settle has...
Gold Storage Vaults: 4 Companies You Can Trust To Hold Your Gold
For millennia, gold has proven to be a consistently beneficial hedge against tumult and economic uncertainty. In view of these unparalleled times, it is unsurprising that the price of gold has soared, and savvy investors are allotting a portion of their portfolios to...
Gold IRA Home Storage: Legit or Scam?
Given the unparalleled uncertainties of this brave, new age of ours, it should come as little surprise that investment hedges such as gold are soaring in value. At present, the price of gold is pushing $2,000 an ounce. Suffice to say, there is no better time than now...
Trading Stocks in Your IRA? Here are 9 Tips
The Internal Revenue Service (IRS) has imposed few restrictions on what can be held within a self-directed IRA (SDIRA), making this type of retirement account is a popular choice for investors. Stocks are one of the multitudinous assets allowed in self-directed IRAs....
Should I Invest In Annuity Through My IRA?
An annuity is a tax-advantaged insurance product that has become a popular investment vehicle for retirement. The Internal Revenue Service (IRS) has strict regulations on how an annuity contract can be rolled over into an IRA. The IRS stipulates that ““if an annuity...
Do 401(k) Plans Allow Bitcoin Investments?
In the United States, 401(k) plans are the single most popular type of retirement vehicle, and are offered by essentially every employer. There are certainly advantages to having a 401(k) plan. However, the Internal Revenue Agency (IRS) has stringent regulations...
Self Directed IRA and Real Estate: The Ultimate Guide for 2020/2021
Mark Twain once wrote, “Buy land, they aren’t making it anymore.” Though he wasn’t known for his sage financial wisdom, Mark might’ve been onto something. Real estate is a finite commodity, and housing is a basic, universal human need. The characteristics of scarcity...
Your Guide to the Best Cryptocurrency to Invest In In 2020 (COVID-19 Update)
As of August 2020, there are over 2,000 exchange-listed cryptocurrencies on the market. With so many altcoins to choose from, it’s easy to lose track of the most promising coins and ICOs. Luckily for you, we’ve put together a list of the best cryptocurrency to invest...
Chainlink Price Forecast: Is Chainlink the Cryptocurrency to Watch in 2020?
Chainlink (LINK) is one of the most talked-about cryptocurrencies of 2020. And for a good reason. LINK is the biggest crypto success story of the year so far, starting the year at approximately $1.75 and reaching an all-time high on August 15 at over $19 per token. ...
401(k) Plan Termination: What To Do if You Lose Your Job or If Your Employer Suspends Your 401(k) Match
An employer-matched 401(k) is an excellent retirement savings vehicle. As a tax-advantaged account, 401(k) plans let your money grow tax-free while also lowering your upfront income tax burden. Unlike a regular savings account, you won’t have to pay taxes on the...
Want to Pay Off Your Student Loans Faster? Follow These 5 Rules for Paying Off Student Loans
In 2020, U.S. student loan debt eclipsed $1.56 trillion. The median debt burden for the graduating Class of 2019 is nearly $30,000, up over 2% from the year prior. It seems that every year, American students are becoming more indebted and less economically advantaged...
Highly Asymmetric Investments: A Golden Opportunity in 2020, Or Too Risky?
Accurate financial predictions are difficult at best. This is because uncertainty and risk are inherent characteristics of free markets. Fortunately, you can sway uncertainty in your favor by finding highly asymmetric investments and trading opportunities. An...
Average Savings by Age: How Does Your 401(k) Compare to the National Average?
In most aspects of life, it’s probably not a good idea to compare yourself to others. Retirement saving is a different story. Knowing how your 401(k) stacks up against your peers’ can help with post-career planning and can help you set benchmarks on the road to...
