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SchiffGold occupies an unusual position in the precious metals industry. It was founded in 2010 by Peter Schiff — one of the most recognizable names in hard-money economics — under the name Euro Pacific Precious Metals, and rebranded to SchiffGold in 2014. Schiff sold the company in 2016 but retained the role of honorary chairman, keeping his name and brand closely associated with the operation.
The guiding principle behind the company’s operations was simple: many of the gold sellers offer collectors’ coins that have been priced far too high, and the investors require a seller who offers them only the most easily tradable bullion items at reduced prices. This principle guides SchiffGold in all aspects of its business, including what it chooses to offer and not to offer.
This review looks at whether that model holds up in practice, what the IRA process looks like, how SchiffGold’s storage and custodian arrangements work, and where investors should ask harder questions before committing.
If you are still early in your research, you may also want to read our guides to precious metals investing, Gold IRA rollover pros and cons, and where Gold IRA metals should be stored, so you can judge SchiffGold in the right context.
First, Get Noble Gold’s Free 2026 Guide
Before comparing any precious metals dealer, ground yourself in how Gold IRAs actually work. Noble Gold’s free guide covers the rollover process, where fees tend to surface, and the questions to ask before moving retirement money into physical metals.
Quick Company Snapshot
| Company | SchiffGold |
| Phone | (888) 465-3160 |
| Address | 152 Madison Ave, Suite 1003, New York, NY 10016 |
| Website | www.schiffgold.com |
| Founded | 2010 (as Euro Pacific Precious Metals; rebranded SchiffGold 2014) |
| Honorary Chairman | Peter Schiff |
| Storage Partner | Silver Gold Depository (Las Vegas, Calgary, Toronto, Vancouver, Singapore) |
| IRA Storage | Delaware Depository (DDSC) and International Depository Services (IDS) |
| Custodian | Multiple trust companies, including Equity Trust |
| Crypto Payment | Bitcoin accepted via BitPay |
| Free Shipping Threshold | Orders over $10,000 |
| BBB | Not listed |
Built Around a Principle: Bullion Only, No Numismatics
There are two types of products most precious metals dealers focus on: investment-grade bullion and numismatic (collectible) coins. The profit margins on collectibles are significantly higher, which is why some dealers push them aggressively — often to investors who may not fully understand the difference between buying a commodity and buying a collectible.
SchiffGold was created as a direct response to that issue. Its core approach is to offer only highly liquid bullion products. You will not find numismatic coins, collectibles, or high-markup specialty items in its catalog. That means it is not suited for coin collectors, but it is highly relevant for investors who want straightforward bullion exposure without being steered toward higher-margin alternatives.
This stands out as a credible differentiator in the industry because it reflects an actual operating philosophy rather than a marketing tactic. The company’s model aligns with customers who prioritize efficient purchases and long-term holding, rather than being upsold into products they may not need.
My Quick Verdict
A good fit if: you want a dealer explicitly committed to low-cost investment-grade bullion across all four metals, with genuine international storage flexibility and a no-numismatics policy that protects you from common upsell tactics.
A weaker fit if: you need published online pricing before calling, want numismatic or collectible coins, or are looking for heavy hand-holding through a first Gold IRA setup.
My take: SchiffGold earns a strong position on any serious comparison shortlist. Its founding philosophy is sound, its storage infrastructure is robust, and its product catalog covers more metals than most. Verify the IRA custodian details by phone, get a written cost breakdown, and compare against at least two competitors before committing.
Four Metals, No Upsells: What SchiffGold Actually Carries
SchiffGold carries all four IRS-approved precious metals — gold, silver, platinum, and palladium — in coin and bar form. The catalog is intentionally narrow: only investment-grade bullion, no numismatic coins, no commemoratives, no collector editions. That constraint is a feature, not a limitation.
IRA-Eligible Gold
- Gold American Eagle
- Gold American Buffalo
- Gold Austrian Philharmonic
- Gold Canadian Maple Leaf
IRA-Eligible Silver
- Silver American Eagle
- Silver Austrian Philharmonic
- Silver Canadian Maple Leaf
IRA-Eligible Platinum
- Platinum American Eagle
- Platinum Canadian Maple Leaf
IRA-Eligible Palladium
- Palladium Canadian Maple Leaf
Additional Notes
- Gold and silver bars: Available alongside coins for investors who prefer bar format.
- Crypto payment: Bitcoin is accepted via BitPay, an option few precious metals dealers offer.
- Free shipping: Orders over $10,000 ship free within the U.S.
- No numismatic coins: By deliberate policy. Investors seeking collectibles will need to look elsewhere.
No pricing is published on the website. Customers call for current quotes.
To learn more about how precious metals fit in a portfolio, read our articles on the role of commodities in portfolio allocation, inflation risk, and inflation hedges.
What SchiffGold Gets Right
👍 Philosophy of doing business that shields customers from standard industry problems
The choice of investing solely in bullion, while excluding numismatic coins, is not just the nature of the products the company offers. This decision helps prevent many standard complaints related to the bullion market from ever coming to pass.
👍 Offers all four metals, including platinum and palladium
Unlike other companies, which focus exclusively on gold and silver, SchiffGold offers investors platinum and palladium products as well. For those customers that prefer to have one single vendor for all their metal needs, this feature is quite helpful.
👍 Genuine international storage options
There are five storage facilities located in three different countries, with Singapore representing an Asia-Pacific storage point. If the investors are worried about political or financial stability, geographical diversification, SchiffGold can help address these concerns.
👍 Lloyd’s of London insurance on deposits
Silver Gold Depository insurance policies issued by Lloyd’s of London are recognized as a quality marker by many in the community. In case the customer is interested in ensuring their metals are covered by a reputable worldwide insurance provider, this aspect of the company should be considered.
👍 Bitcoin payment accepted
While most investors are not looking to use Bitcoin in their transactions, some are willing to pay using cryptocurrencies. With SchiffGold, the client has an opportunity to buy metals paying by BitPay.
Areas of Possible Concern
👎 Pricing not shown on site
Like almost all other similar dealers, SchiffGold is not presenting its pricing information on the website. For the investor interested in comparing the spreads of the vendors and making an informed decision, additional research will be necessary.
👎 No fixed custodian fee
The company’s excuse about the fluctuating rates is understandable, however, that makes price comparison almost impossible. The investor must get a written estimate of the fee structure beforehand.
👎 Listed with BBB but not accredited
SchiffGold does have a BBB profile, filed under Schiff Gold LLC in White Plains, New York, but the company is not BBB accredited. Accreditation is a paid programme rather than a measure of quality, so its absence is not a black mark by itself. It does mean there is no accredited complaint handling record to review, and the profile carries little review volume, so Trustpilot and SiteJabber are the more useful places to look for customer feedback.
👎 Does not sell numismatic coins
SchiffGold is explicitly not selling numismatic coins to its clients. The choice seems reasonable in most cases, however, for the client who wishes to invest specifically in collectible or rare coins, the vendor is of no use.
How SchiffGold Stacks Up Against the Field
SchiffGold’s closest competitor on philosophy is any dealer that explicitly commits to low-spread bullion without numismatic upselling. On storage breadth, few domestic dealers match its international footprint. For comparison purposes:
- Augusta Precious Metals — premium positioning; exceptional investor education
- Goldco — strong brand; well-reviewed customer service
- American Hartford Gold — good for promotional comparisons
- Noble Gold Investments — our #1 rated company for 2026; strong IRA rollover support
- Birch Gold Group — well-established; broad educational resources
Also worth comparing: ETFs and direct bullion ownership outside an IRA structure, which carry different cost profiles and may suit some investors better than a self-directed IRA arrangement.
The Five Questions to Ask SchiffGold Before You Commit
- What is the all-in first-year cost — custodian setup, annual maintenance, storage fee, and buy-side spread on the specific products I want?
- Which custodian are you recommending for my situation specifically, and what is their full annual fee schedule?
- Which depository will hold my IRA metals, and what are the annual storage costs?
- What spread applies when I eventually sell, and how is the buyback price determined?
- Are platinum and palladium currently in stock, and which products are available in those metals?
Before You Decide, Compare With Our #1 Rated Company
Noble Gold Investments is our top-rated gold company for 2026. Their free guide walks through IRA structures, storage arrangements, and the right questions to ask any dealer before moving retirement funds. It is worth reading before you call anyone.
What the Third Party Review Sites Actually Show
SchiffGold is the clearest example on this site of why you should never take a quoted rating at face value. We found published reviews claiming SchiffGold holds 4.8 out of 5 on Trustpilot from more than 500 reviews. That is not what Trustpilot shows. Here is the real picture as of August 2026.
| Platform | What is really there |
|---|---|
| Trustpilot | A handful of reviews, roughly five, skewing negative. Not 500. |
| BBB | Profile exists under Schiff Gold LLC, White Plains NY. Not accredited. Very little review volume. |
| Around 3.2 to 3.4 on a small number of reviews | |
| Strongly positive, reported around 98 percent recommending from roughly 56 reviews |
The honest summary is that SchiffGold has very little independent review volume for a firm operating since 2010, and the small sample skews negative. That is a genuine limitation, and we would rather say so than quote a number that does not exist.
What the complaints are actually about
This is the interesting part, and it is where SchiffGold differs from most of the dealers we cover. The recurring complaints are not about markups. They are about product condition and fulfilment: silver described as worn or underweight, rim thickness variation on gold coins, and orders that took too long or went unanswered. One customer reported a large purchase arriving with a damaged gold Combibar that the company declined to exchange.
Those are real issues and worth weighing. But notice what is missing. Across the dealers on this site, the complaint that dominates is premium and spread. On SchiffGold it barely appears, which is consistent with the bullion only model rather than an accident.
Why Peter Schiff built it this way
We have been reviewing US gold dealers since 2008, and SchiffGold is one of the few founded as an explicit reaction to the premium problem. Peter Schiff started the business, originally as Euro Pacific Precious Metals in 2010, on the view that too many gold buyers were being steered into numismatic and collectible coins at markups they did not understand. The no numismatics policy is the whole product. You give up collectible selection and posted online pricing, and in exchange the upsell risk that generates most complaints in this industry is largely removed.
That trade suits some buyers and not others. If you want the most metal per dollar, it is a strong fit. If you want graded or collectible coins, SchiffGold is simply not the dealer for you, and it says so itself.
Final Verdict
SchiffGold was built to solve a specific problem and its business model has stayed consistent with that founding purpose for fifteen years. The no-numismatics policy, the all-four-metals catalog, and the international storage infrastructure are genuine strengths that hold up on examination.
Its limitations are largely structural: no published pricing, a BBB profile without accreditation, and a custodian fee arrangement that requires a phone call to understand. None of these are deal-breakers, but they do mean the due diligence process is more hands-on than with some competitors.
Where it lands: SchiffGold earns a strong position on any serious comparison shortlist, particularly for investors who want clean, low-markup bullion exposure without the upsell risk that plagues much of the industry. Get the full cost breakdown in writing, compare against two other dealers, and confirm current platinum and palladium availability before committing.
Before you decide, get the guide and compare intelligently
A Gold IRA can be useful, but only if you understand the structure, the fees, and the role gold should actually play in your retirement plan. Noble Gold’s free 2026 guide is a solid first step before you speak with any rep.
- Phone : (888)465-3160
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Based in New York City, SchiffGold is a precious metals dealer specializing in discount invest-grade silver, gold, platinum, and palladium. There is a limited selection of platinum and palladium coins. The company does not have numismatic coins in its inventory, so collectors will need to look elsewhere. SchiffGold accepts cryptocurrency as payment of precious metals via BitPay. Vault storage is provided by Transcontinental Depository Services.
Mohammed Saqib is a finance professional and CFA Level II Candidate with a Master of Finance from Wilfrid Laurier University. He specializes in financial content covering equities, alternative assets, precious metals, and capital markets.
