by Amine Rahal | Oct 3, 2026 | Insurance
What insurance contractors actually need in 2026, what it costs by trade, state requirements, and the providers I recommend, from a business owner who has compared them for years.
by Amine Rahal | Oct 3, 2026 | Insurance
Most people who land on Tivly expecting to buy a policy leave slightly confused, because Tivly does not actually sell insurance. It is a free matchmaking service: you tell it about your business, and it hands you off to a licensed agent from its partner network who... by Amine Rahal | Oct 3, 2026 | Insurance
If your biggest business risk is a client claiming your advice or work cost them money, you want an insurer that takes professional liability seriously. Hiscox has built its US small-business arm around exactly that. It’s one of the most established names... by Amine Rahal | Oct 3, 2026 | Insurance
Most business insurance is sold in one shape: a 12-month policy you pay for whether or not you actually work every month of the year. Thimble built its whole business on breaking that mold. It lets a freelancer, contractor, or small team buy coverage by the hour, the... by Amine Rahal | Oct 3, 2026 | Insurance
NEXT Insurance has spent nearly a decade building one thing: a way for a small business to get properly insured online in minutes, with no agent, no paperwork, and no long-term contract. Founded in 2016 and headquartered in Palo Alto, California, it now covers close... by Mark Turner | Oct 3, 2026 | Business, Insurance
Running a business as a sole proprietor gives you flexibility and independence, but it also leaves you personally exposed in a way most owners underestimate. Unlike an LLC or corporation, a sole proprietorship has no legal wall between your business and your personal... by Amine Rahal | Sep 8, 2026 | Business, Insurance
When I sit down with a business owner for the first time, we go through the same four pillars every time: insurance, funding, tech infrastructure, and digital presence. And in the insurance column, the very first line I check is general liability, because it is the... by Amine Rahal | Sep 8, 2026 | Business, Insurance
I should disclose something before we start: I am a consultant writing about consultant insurance. Alongside running my own companies, I work with small and medium-sized business owners across the US on the operational side of their businesses: insurance, funding,... by Brandi Marcene | Sep 8, 2026 | Business, Insurance
It is not easy running a business in Alaska, considering the challenges you have to face. Things like unpredictable weather conditions and remote options in industries like fishing, tourism and construction put businesses in Alaska at risk. However, if you have the... by Amine Rahal | Sep 8, 2026 | Business, Insurance
Personal trainers sit in a strange insurance gap that I see constantly in my consulting work with small business owners: gyms usually require you to carry your own liability coverage before you can train a single client on their floor, yet most trainers start out with... by Amine Rahal | Sep 8, 2026 | Business, Insurance
Cleaning businesses are one of my favorite examples when I explain to the owners I advise why insurance has to match the business, not the brand: you work inside other people’s homes and offices every single day, often unsupervised, often with keys. That... by Amine Rahal | Jul 21, 2026 | Business, Insurance
Choosing the right business insurance provider in 2026 is less about chasing the lowest premium and more about finding a company that actually understands how you operate and the protections you need for your specific line of work. Whether you run a solo consulting...
