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Tivly (https://tivly.com/) is not your typical insurer but a business insurance marketplace. You can get quotes from a variety of insurance carriers by using Tivly. That’s because Tivly introduces you to a lot of nationwide carriers after assessing your qualifications. Is this the right type of commercial insurance for you, though? Let’s review it to help you make that decision…
Tivly Pros and Cons
Pros
- Marketplace model that connects you with multiple business insurance carriers.
- Good option if you are not sure which insurer fits your industry or risk profile.
- Phone-based support from licensed agents who can walk you through options.
- Can help small businesses, freelancers, and contractors in many different niches.
- Saves time compared with contacting several insurers individually.
Cons
- Tivly itself is not a carrier, so coverage and experience depend on the partner insurer you are matched with.
- No dedicated mobile app or unified online dashboard to manage multiple policies.
- Not ideal if you prefer a single branded insurer you can work with directly over many years.
- You may still need to compare quotes and coverage terms carefully before deciding.
Considering business insurance but not sure where to start?
Tivly works as a marketplace, matching small businesses with different insurance carriers based on industry, location, and coverage needs. If you are comparing options and want to see what insurers might be available for your business, you can start with a short intake form and a call with a licensed agent.
You can learn more or begin the process here: visit Tivly through this link .
As we said before, Tivly is a business insurance marketplace, not a direct insurer. Instead of selling you a policy itself, Tivly matches you with one of 200+ partner carriers based on your industry, location, and coverage needs. You fill out a quick online form, talk to a licensed agent, then get connected to an insurer that can provide a quote. The service is free for business owners. You can use this insurance coverage to get protection against:
- Bodily injury
- Business closure
- Liability or malpractice
- Property loss or damage
- Theft, arson, vandalism, etc.
This blog will review Tivly in detail.
Quick Overview
For the last 20 years, Tivly has been working with a team of over 200+ employees (carriers, brokers, insurance agents, etc.) to help businesses get commercial insurance coverage with no hassle at all. These key factors set Tivly’s services apart from others:
- Connecting entrepreneurs with carriers flexibly & efficiently
- A warm transfer call process after evaluating your company’s business profile
- Offering an extensive knowledge base so they can better understand how to find the best insurance providers for their specific business needs
Company Snapshot
Tivly has the best partners with top ratings from AM Best. Business owners who contact this marketplace will benefit from Tivly’s professional expertise. Tivly will pair you with the right insurance carriers based on your specific industry. Tivly has been helping business owners in the US find the best insurance providers for the past 20 years.
Contact Information
If you want to get in touch with Tivly, they’re a US-based company. You can easily contact them online, give them a call, send them a letter, or just visit their Oklahoma office.
- Website: www.tivly.com
- Phone: (877)-907-5267
- LinkedIn: https://www.linkedin.com/company/tivlyofficial
- Facebook: https://www.facebook.com/tivlyofficial
- Address: PO BOX 721946, Oklahoma City, OK 73171
Their toll-free number is 1-877-907-5267 and you can contact their representatives on all days except Sundays from 8 AM to 8 PM.
Reviews & Ratings
This is what we can say about the reliability of Tivly’s services:
Just keep in mind that Tivly’s services are a bit different from the likes of Thimble or NEXT. That’s because Tivly is a marketplace and lacks a dedicated app. That’s why you won’t find it reviewed or rated like other business insurance companies.
Types of Business Insurance Provided
Tivly operates as an insurance marketplace, connecting small business owners with over 200 partner carriers. This allows them to offer tailored solutions based on specific business needs and industry risks. The process typically involves a quick intake form that helps match businesses with suitable insurance providers.
No matter what kind of insurance coverage you need, Tivly will get you in touch with the right insurers. However, some customers have complained that Tivly’s lack of an app is a con. It’s also worth mentioning that Tivly can’t manage multiple policies from different providers.
Here’s a breakdown of the top business insurance types offered by Tivly to small business owners in the United States:
- Business Owner’s Policy (BOP)
- Certificate of Liability
- Commercial Auto
- Commercial Property
- Commercial Umbrella
- Cybersecurity Insurance
- Employee Benefits Liability
- Employee Dishonesty Coverage
- Errors & Omissions
- General Liability
- Hazard
- Product Liability
- Professional Liability
- Workers’ Compensation
You’ve probably heard of Tivly as commercialinsurance.net before. Tivly is a rebranding of the same company. Now, Tivly excels at matching deserving businesses with the right kind of insurer based on the size of their business, niche, coverage needs, and other factors. So, you should get in touch with Tivly for all your insurance needs.
Want to see which carriers might cover your industry?
Because Tivly partners with many different insurers, the carriers and policies you are offered will depend on your business type, size, and location. The quickest way to find out what is available is to share a few basic details and speak with a representative about your situation.
If you would like to explore potential options, you can start a Tivly quote here and see which insurers you are matched with.
Industries Served
Tivly will help you connect with various carriers for business insurance purposes. If you need business insurance, then you can get in touch with Tivly. Tivly covers numerous businesses nationwide. Some of the industries covered by Tivly include the following:
- Beauty & Cosmetics
- Carpenters
- Chiropractors
- Cleaning Companies
- Construction Companies
- Consultants
- Microblading
- Personal Trainers
- Photography
- Retail
- Restaurant
- Tree Trimming
- Trucking
- Vending Machines
- Warehouses
Founded 20 years ago, Tivly has raised like $26 million in equity. In simple words, if you run a small business anywhere in America and need to match with insurance providers, Tivly is your go-to marketplace. Based in St. Petersburg, FL, Tivly operates as a subsidiary of a firm named Insurica.
Eligibility Criteria
Tivly will judge your eligibility as a legit business based on the following factors:
- This marketplace caters to small business owners from diverse industries so you’ll have to check if your niche is covered.
- The application form starts with an intake form and takes around 5 minutes where they will ask for your basic information like ZIP code or contact information.
- You must give your contact information and consent to Tivly reps to get back to you at their utmost convenience.
- Tivly also offers you a variety of insurance types so you must ensure what you want in your ideal carrier.
- You must be in one of the available states, including Florida, Alabama, Texas, North Dakota, New York, California, Wisconsin and others.
Cost & Prices
Luckily, we have exact information available on Tivly’s website regarding their pricing.
Tivly cites the following median monthly costs for common policies based on its data:
- Workers’ compensation: about 68 dollars per month (around 816 dollars per year)
- General liability: about 46 dollars per month (around 552 dollars per year)
- Professional liability: about 42 dollars per month (about 504 dollars per year)
- Business owner’s policy (BOP): about 62 dollars per month (around 744 dollars per year)
These are ballpark figures. Your actual quote depends on your industry, payroll, claims history, and coverage limits.
Similarly, professional liability insurance costs more than $40 a month or over $500 for 12 months. A BOP will set you back $62 a month or $744 if you commit for a whole year.
Don’t forget that this pricing list depends on the type of your business and other factors.
Is Tivly a good fit for your business?
Tivly is most useful if you prefer to speak with someone who can point you toward different carriers rather than researching each insurer on your own. It does not replace doing your own due diligence, but it can simplify the first step of finding companies that are willing to quote your business.
If you decide you want to see what Tivly can offer, you can visit Tivly via this page and walk through their intake process at your own pace.
FAQs – Tivly
Why doesn’t Tivly have proper reviews?
Tivly isn’t a carrier but works with many A-rated companies. So, it’s neither a managing general agent (MGA) nor a typical insurer like InsuranceBee.
Does Tivly have an app?
No, Tivly isn’t your typical insurer but a marketplace where small business owners will get in connection with other carriers. That’s why Tivly doesn’t have a dedicated app.
Is Tivly reliable?
Yes, Tivly is a marketplace where you’ll get in touch with credible insurers while also having your company’s business profile is pre-qualified.
Who owns Tivly?
Mark McClure is the owner of this marketplace.
Brandi is a financial writer and entrepreneur with decades of expertise covering U.S. business and financial topics. Her work has been featured on Consumer Affairs, ASBN Small Business Network, Koho and many other top financial publications.
