Silver IRA (2026 Guide): Rules, Costs & Best Silver IRA Companies
The first silver IRA I ever helped a reader set up was in 2011, right as silver spiked toward $50 an ounce. He wanted every dollar of his old 401(k) in silver by Friday. We talked him down to a slice of it, and he was glad we did when silver spent most of the next...
Electrician Insurance (2026 Guide): Costs, Coverage & Best Providers
Electricians rarely get sued for the job that goes wrong on the day. They get sued eight months later, when a junction box they closed up behind drywall starts a fire in a client's kitchen. One electrical contractor I advise in Phoenix learned that the hard way: the...
Salon Insurance (2026 Guide): Costs, Coverage & Best Providers
The salon claim I remember best did not involve a slip on wet tile. A client of mine who owns a two-chair studio outside Atlanta had a stylist lift a client's hair three levels too fast, and the client walked out with breakage, a scalp burn and a dermatologist bill....
How to Invest in Gold (2026): 7 Ways Compared, From Bullion to ETFs
The first gold I ever bought was a single one-ounce coin, paid for in cash at a coin shop, and I overpaid by almost 10% because I did not know what a premium over spot was. That was more than twenty years ago. Since then I have owned gold through coins, ETFs, mining...
Birch Gold Group Review 2026: Fees, Minimum & Complaints
Birch Gold Company Info & Background Founded2003, by Laith Alsarraf HeadquartersDes Moines, Iowa IRA minimumCommonly reported at $10,000. Confirm directly, published figures vary Metals offeredGold, silver, platinum and...
Augusta Precious Metals Review 2026: Fees, Minimum & Ratings
Augusta Precious Metals is the gold IRA company every competitor measures itself against, and the one readers with larger accounts ask me about most. After twenty years of covering this industry, I can count on one hand the...
American Hartford Gold Review 2026: Fees, Minimums & Complaints
American Hartford Gold is the volume king of the gold IRA business: a company that went from a 2015 Los Angeles startup to more than $4 billion in metals delivered, with Bill O’Reilly and Pawn Stars’ Rick Harrison fronting the ads. Readers ask me about AHG...
Lear Capital (2026 Review): Fees, Lawsuits & Is It Legit?
Lear Capital is one of the oldest names in precious metals IRAs, and also one of the most litigated. I first reviewed it years ago, when its TV ads were everywhere and its paperwork was full of fine print. Since then it has paid a $6 million settlement to New York,...
Gold IRA Rollover (2026): How to Move a 401(k) or IRA Into Gold
Most gold IRA rollover mistakes I have seen over the years were not about gold at all. They were about paperwork. One reader asked his old employer to "cash out" his 401(k) so he could buy gold, received a check for 80% of the balance, and found out the hard way that...
Photographer Insurance (2026 Guide): Best Providers, Costs & Coverage
Photographers ask me about insurance more than almost any other profession I advise, and it is usually after a close call: a light stand that tipped over at a wedding, a client demanding proof of coverage the day before a corporate shoot, a stolen camera bag. I have...
