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Florida is a financial hub in the United States where many sectors like tourism, technology, healthcare and agriculture sectors are playing a role in national economic growth. The businesses associated with those industries need reliable insurance coverage to safeguard their assets during operations.
Insurance protection covers brands from local challenges and industry-specific threats that may affect growth and productivity. It protects companies against unexpected financial losses. The following are the top nine business insurance providers in Florida that offer plans to guide organizations and set them up for continued success.
Thimble
Thimble is highly regarded by Florida businesses because of their commitment to innovation in providing insurance solutions. They offer exciting products to freelancers and independent professionals, ranging from liability coverages and business owner policies to event insurance.
Due to the flexible model, clients can get their desired insurance policy that meets their requirements. What makes Thimble different from its competitors is that it offers coverage for a few hours to months and years. The firm also has an online portal through which businesses can buy their desired insurance policies instantly.
InsuranceBee
InsuranceBee offers insurance solutions for small businesses and freelancers alike in Florida. It offers policies on general liability insurance, together with professional liability, business owner policy, and cyber insurance through an individualized online platform.
Companies can get pricing information and manage their insurance policies in real time using the platform. InnsuranceBee’s specialized services meet each client’s needs. InsuranceBee also offers risk management service to their clients in Florida.
Next Insurance
Next Insurance is a business insurance provider that provides quick solutions to businesses across Florida. Their products include general liability insurance, professional liability and business owner policies (BOP). They also provide cyber insurance.
It stands out from other providers for its app with a user-friendly design. Through the application, businesses can get estimates and manage their coverage with ease. Insurance Bee offers personalized services to help businesses achieve their goals. Moreover, InsuranceBee provides risk management services, keeping customers relaxed when things are bound to get overwhelming.
Tivly
Tivly is a marketplace through which business owners can get in touch with over 200 insurance providers. These carriers help businesses get a suitable insurance policy they see fit. Apart from getting in touch with insurance providers, customers can apply for general liability along with workers’ compensation coverage and commercial property insurance.
Tivly provides cost-effective insurance solutions through its simple and performance-driven platform.
Hiscox
Hiscox designs specific insurance solutions for businesses in Florida. Its product list includes general and professional liability, workers compensation packages among others.
Hiscox designs solutions for the needs of business associated with construction and the agricultural sector. The brand is trusted by the business community in the United States for its customer service and flexible payment options.
The Insurance Office of America
The Insurance Office of America is one of the highest-ranked insurance agencies that offers a wide range of solutions for Florida businesses. The firm protects modern businesses in every way by providing general liability through employee benefits combined with a workers’ compensation property insurance policy.
IOA also offers professional counsel to help clients make sense of the complexities of the insurance business. Their commitment to customer satisfaction drives them to create solutions for Florida businesses that they can rely on.
The firm is trusted by Florida businesses for its innovative approach to maintaining long-term client relationships.
Sihle Insurance Group
Sihle Insurance Group provides custom solutions for many different industries. The most common policies provided to address these needs include: general liability, workers’ compensation, property insurance, and business owner policies.
The firm first understands the individual needs of their clients and provides specialized policies to those in need. With decades of experience, Sihle has also earned an a good reputation for its excellence, thereby promising round-the-clock service that one can trust, especially in taking care of their Florida businesses.
Sihle Insurance Group offers reliable partnerships, both for startups and already established enterprises.
Atlas Insurance
Atlas Insurance provides insurance protection and risk management to all its clients in Florida. Its suite of insurance products includes general liability protection, workers’ compensation coverage, business owner policies, and property insurance.
The firm has a reputation for providing personalized solutions to their clients. The two parties work together to come up with a policy that meets all the customer demands. Also, they use market-proven strategies to provide effective solutions and have reliable customer service that entertain queries around the clock.
With Atlas Insurance by their side, businesses operate smoothly and achieve their targets without having to worry about any hurdles that might affect their growth and discoveries.
The Hartford
Hartford provides comprehensive business insurance for businesses of all sizes in Florida. Its services include general liability insurance, workers’ compensation, business owner policies, and commercial property coverage.
The firm provides the necessary services to help Florida companies safeguard their investments and finances from unforeseen hurdles and help their customers achieve sustainable success.
Brief Overview of Florida’s Leading Business Insurance Providers
The table below is a summary of the insurance providers in Florida along with their services and salient features.
Insurance Provider | Coverage Options | Unique Features |
Hiscox | Workers’ compensation, property, Liability coverages, and commercial auto | Strong financial health, and excellent customer service |
Tivly | Liabilities coverages, commercial property insurance, and workers’ compensation, | Vast insurance provider network |
Thimble | Event insurance, BOP, and liability coverage | On-demand and flexible short-term coverage |
InsuranceBee | Cyber insurance, liability coverages, and BOP | Instant quotes |
Next Insurance | General liability, workers’ compensation, BOP, and commercial auto | Fully digital platform, affordable, and quick claims |
Sihle Insurance Group | General liability, workers’ compensation, property, and | Tailored solutions, and personalized customer service |
Insurance Office of America (IOA) | General liability, workers’ compensation, property, and employee benefits | Client-focused, and industry expertise |
Atlas Insurance | General liability, workers’ compensation, property, and BOP | Customized plans, and excellent customer service |
The Hartford | General liability, workers’ compensation, BOP, and property | Risk management expertise, efficient claims process |
Top Cities in Florida For Business Insurance
These cities in Florida are hubs for industries such as tourism, technology, and retail, making them prime locations for tailored business insurance solutions.
- Tallahassee
- Orlando
- Tampa
- Sarasota
- Fort Myers
- Naples
- St. Petersburg
- West Palm Beach
- Gainesville
- Boca Raton
- Coral Gables
- Pensacola
- Miami
- Jacksonville
- Fort Lauderdale
Florida Government Resources for Business Insurance
Check out these government resources about business insurance for the state of Florida:
- Florida Department of Financial Services
- Florida Office of Insurance Regulation
- Florida Small Business Development Center
- Florida Division of Corporations
- Florida Department of Revenue
- U.S. Small Business Administration – Florida District Office
- Florida Workers’ Compensation Joint Underwriting Association
- Florida Disaster Recovery Initiative
- Internal Revenue Service – Florida Resources
Conclusion
It is important to identify the right business insurance company for a business so that the company is always on the road to success. These top nine firms offering the cover in Florida provide custom solutions to businesses that protect them from losses that are unexpected. Are you looking for a financing partner? Check out our listing of Florida’s Top 10 Best Business Loans & Startup Financing Companies. You can also get in touch with business insurance providers in Connecticut and leading commercial coverage providers in Idaho if youre planning on expanding your business successfully in these financial hubs. We at Sophisticated Investor provide insights that help you get the right insurance and financial resources for your business.