Last Updated: January 21, 2020

Disclosure: Our content isn't financial advice. Do your due diligence and speak to your financial advisor before making any investment decision. We may earn money from products reviewed. (Learn more)

Lexi Capital ( is unusual in the precious metals sales world because they have been in business for more than 50 years. Two UCLA alumni originally founded the firm when they grasped that there was enormous potential in the purchasing and selling of precious metals. They carefully considered the attacks on asset wealth from crashing credit markets and housing markets. The pair saw that as the U.S. printed still more money without reason, this caused inflation (and possibly hyperinflation one day) that diminished the hard value of physical goods. They soon learned that precious metals were a sure means of protecting wealth against this and other threats. 

Their graduation project (at UCLA) of these founders was to come up with a business plan that focused on precious metals. The result of this project was Lexi Capital. Among the features that make them unique (which we look at in more detail below in the review) is their “Gold Assurance Plan”. It involves a six month price adjustment guarantee on gold coins that qualify. Lexi Capital understands that retail customers are their main pool of clients.

Lexi Capital Free Offers and Gold Assurance Plan

One thing Lexi Capital really understands is that customers who invest blindly in the precious metals are practically investing in those assets who futures are completely unsure. This is the reason that they restricted their IRA product offers to just gold and silver bullion which continuously delivers better returns at the same time as these pieces have shown consistently high demand on both international and domestic bullion markets.

Lexi has some terrific offers for new customers. This starts with their free guide to IRA investing. When you open a new (or transfer in a existing) IRA account, they will not only provide free insured shipping of your products to the secure storage facility, but they will give you a one thousand dollar account bonus.

Lexi Capital also offers a unique price assurance program called their “Gold Assurance Plan.” This entails a six month bullion repricing program. It enables you to have great confidence in your investments through mitigating any short term price correction effects on your purchases. The way it works in practice is this: coins that are eligible for this Gold Assurance Plan come with six months of price protection for up to as much as $500 per ounce. The eligibility of your specific purchases will be articulated to you in the purchase process. Bullion products can be eligible as well (if you pay an additional fee).

Lexi Capital’s focus on educating their customers provides them with unique control on their personal retirements. Their experts cheerfully show you the way, but they want more than this, they want you to comprehend all of the advantages to investing in precious metals so that you will approach retirement with confidence on what the future holds for you. This philosophy and the Gold Assurance Program have helped Lexi Capital to be positively featured on the following well-respected international financial media outlets:

Lexi Capital Storage

The Gold IRA companies will not be storing your precious metals in their own facilities. Neither will they be shipping these retirement account treasures to your door. Instead, they will keep them in a secure third party vaulting facility.

Lexi Capital uses Delaware Depository to securely store your precious metals. Once you select and pay for these, the company will instruct its employees to insure ship your metals over to Wilmington, Delaware to be inventoried and stocked in their vault. Should you ever decide to sell them or take delivery of the metals one day (after retirement age for delivery), then they will insure ship them either back to Lexi for re-sale or to your door for receiving delivery of the metals.

Lexi Capital Ratings & Complaints

  • BCA Rating: AAA (Details)
  • BCA Complaints: 0 complaints in the last 3 years (Details)
  • BBB Rating: A + (Details)
  • BBB Complaints: 0 complaints filed in the last 3 years (Details)
  • RipOff Report: N/A (Details)
  • Complaints Board: N/A (Details)
  • Yelp: N/A (Details)
  • TrustLink: 5 out of 5 stars (5 / 5) based on 3 reviews (Details)
  • Yellow Pages: N/A
  • CitySearch: N/A
  • Google+: 5 out of 5 stars (5 / 5) based on 1 review (Details)
  • TrustPilot: N/A
  • Facebook: Profile (details)

Lexi Capital Contact Details

Address: 1340 Environ Way, #13409 Chapel Hill, NC
Phone: (800) 473-1213
Open Hours: By appointment only

Key Pages from Lexi Capital’s Website

In Conclusion

Lexi Capital’s wide variety of coin and bullion products makes them popular with both investors and coin collectors. They sell numismatic, special edition, and semi-numismatic issues. Though Lexi has been involved in precious metals for more than 50 years, they are a relatively new player in the precious metals IRA business. Yet they offer clients so many tools, including news feeds and updated price charts for silver, gold, platinum, and palladium. The bonuses for opening or converting IRA accounts are something unique that provides an extra incentive to work with them. Their numbers of client testimonials is impressive and encouraging, as are their consumer ratings from the major organizations.

Review All Gold IRA Companies Before You Buy

Buyer Beware! Remember that a gold IRA rollover is a service provided by a firm trying to make a profit. While the company is attempting to educate the public, it is also working to make money on the sales of its various products and services. By carefully reviewing customer feedback and reviews, you can make the best decision regarding your precious metals IRA account.

Wesley Crowder

W.D. Crowder is an American published author. His background and areas of expertise include history, economics, retirement, finance, expatriate living, international relations, investments, and personal finance. A widely read and top of his class graduate of Stetson University, he obtained his bachelor of arts degree in History with minors in Latin American Studies and International Relations and a special emphasis in Economics. He was President of his Phi Alpha Theta (National History Honors Fraternity) Stetson University chapter and a Phi Beta Kappa (National Honors Fraternity) member.