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Thimble (https://www.thimble.com/) is a managing general agent (MGA) for small businesses and does its underwriting all by itself. Working with quality carriers nationwide, it generates quotes in real-time and offers same-day coverage to deserving US-based businesses. If you want to purchase and manage your insurance policy online, it’s easily possible via Thimble. It operates in all 50 states of the United States.

Starting as Verifly, Thimble’s owners used to focus on selling drone insurance (which was a craze back in the 2010s). The Verifly-to-Thimble rebrand happened in 2019. That’s when this company started selling affordable insurance policies to small businesses. Discontinuing the exclusive drone insurance in 2023, Thimble now provides insurance to businesses. This is the story of one of the best insurance sellers in America!

Quick Overview

Basically, Thimble’s an app that you can use to manage your insurance policy. It allows you to buy insurance policies online, tailoring your coverage to fit your industry. You can have an online account and get instant Certificates of Insurance or COIs via Thimble. It prides itself on its ability to give you the best, A-rated insurance.

Company Snapshot

Covering more than 300 professions, Thimble claims to have sold over 200,000 policies to a lot of US-based businesses, representing 60k businesses. They claim that 3 out of 4 clients that they have are first-time buyers. Some standout features of Thimble include:

• A fast and efficient online quoting system
• A streamlined policy purchasing system
• An app to generate quotes and manage policies
• File claiming with a fast response time
• Short-term liability for jobs or special events

Contact Information

Thimble normally refrains from listing its customer support number publicly. It prefers that its customers get in touch with it online. This is actually one of the many flaws of Thimble, i.e., talking to a live person is difficult. Anyways, here’s how you can get in touch with them:

• Website: www.thimble.com
• Email: support@thimble.com
• Phone: (855)-940-4525
• Address: 174 West 4th Street, Suite 204, New York, NY 10014

Besides their headquarters in NYC, Thimble’s staff is also located in various other locations, such as Seattle, Phoenix, and Chicago. These teams work remotely to give Thimble’s clients the best insurance services possible.

Reviews & Ratings

Thimble has been rated positively by reviewing platforms that’ve praised it for offering some of the best insurance services to small businesses in the US.

• TrustPilot gave it 4.4 out of 5 based on 1,980+ reviews
• Nerdwallet gave it 4 out of 5 reviews
• Delighted gave it 9.8 out of 10
• App Store gave it 4.8 out of 5

Customers have appreciated how Thimble is so easy and simple. Signing up isn’t confusing at all. Thimble is also praised for its affordable rates for reliable customer service. They offer customers a range of options to choose from, making their services convenient & helpful.

Types of Business Insurance Provided

As an A-rated insurer, Thimble provides you with all kinds of business insurance. Here are some areas that it covers really well:

1.   General Liability

This insurance type protects your business when your workers are accused of causing damage to a third party.

2.   Professional Liability

Also called errors and omissions insurance, this type protects you when you’re accused of being careless in your professional duties.

3.   Business Equipment Protection

This insurance type is also called inland marine insurance and it helps you acquire business equipment, especially the items that cost a lot and are generally unaffordable.

4.   Business Owners Policy

Called BOP, this insurance type mixes general liability insurance with commercial property insurance.

5.   Commercial Property Insurance

However, commercial property insurance is available on its own as well. It protects your small business in case business equipment gets lost, stolen, or damaged.

6.   Cyber Insurance

Cybersecurity insurance helps protect your business in case of hackers gain access to your sensitive data. It protects you from the financial cost of cyber breaches.

Industries Served

Thimble covers a wide range of industries. If you run a small US-based company, then you can get a quote in 1 minute. Thimble gives you the necessary coverage in a few minutes via its smart, simplified, and sophisticated application process that asks you mainly about your location, professional, and insurance duration. Thimble doesn’t waste any time and just goes straight to the point! Some major industries covered by Thimble include the following:

• Landscapers
• Pet Sitters
• Retail Stores
• Restaurants
• Janitors + Cleaners
• Event Organizers
• Event Vendors
• Freelancers
• Handymen
• Photographers
• Personal Trainers

Eligibility Criteria

Wondering about Thimble’s eligibility criteria? Thimble doesn’t have a very difficult criterion for eligibility. You just have to meet these conditions:

• You should be 18+
• Your information must be accurate
• You can’t transfer this policy to someone else

If you meet these simple requirements, then you should avail of Thimble’s services.

Cost & Prices

Thimble quotes you exact pricing based on your company’s unique circumstances. So, you should get in touch with them to know how much business insurance will cost. Generally, as per the information extracted from various sources, general/professional liability will set you back by $500 on average. For special event insurance, you should expect to spend $230 on average. Business equipment insurance is priced at $23 per month (at least).

Don’t forget that this pricing list depends on the type of your business and other factors.

FAQs – Thimble

Does Thimble provide reliable services?

Yes, Thimble has good reviews on TrustPilot & other websites. Its ratings are always above 4 stars (or 80% positive testimonials). It shows that most clients are happy with its services.

What’s the purpose of Thimble?

Thimble is a managing general agent (MGA) that gives insurance to small businesses. So, whether you’re a restaurant owner or run a beauty salon, you can use Thimble’s services to stay insured.

Who owns Thimble?

In April 2023, Arch Insurance bought Thimble. So, Arch Insurance is now the owner of this MGA. Founded in 2002, Arch Insurance’s headquarters are located in Jersey City, NJ.

Does Thimble also give me an app?

Yes, you can get business insurance and proper coverage in minutes with Thimble’s app. It lets business owners buy/manage insurance policies from wherever they are! They can also make policy changes easily and get a Certificate of Insurance in their inbox.