by | Feb 28, 2025 | Bitcoin Funds

Last Updated: March 1, 2025

Disclosure: Our content isn't financial advice. Do your due diligence and speak to your financial advisor before making any investment decision. We may earn money from products reviewed. (Learn more)

A cryptocurrency wallet is like a traditional wallet except that it’s in a digital form. Just like you need to open your wallet to use cash, your cryptocurrency becomes inaccessible without the keys stored in the digital wallet.

There are two different kinds of wallets; software wallets, which are installed and accessed through a computer or mobile phone, and hardware wallets, which come in physical form and are more secure than their software counterpart. Cryptocurrency wallets are growing in popularity with current estimates showing that Americans account for about 22% of global cryptocurrency wallet owners, which is nearly 26 million users.

Several companies are catering to this growing demand with Coinbase offering a user-friendly platform for buying, selling, and storing various cryptocurrencies. Ledger, a French company, specializes in hardware wallets that provide secure storage solutions for digital assets.

We will be covering a list of the 30 best crypto Wallets For Beginners in 2025 that make cryptocurrency more secure and easier to access for users around the globe.

Best Crypto Wallets Of 2025 At A Glance

The table below showcases some of the best Crypto Wallets Of 2025. Each crypto wallet comes with its separate charges and caters to its specific ecosystem.

Wallet NameRatingCharges
RockWallet4.8/50.60% taker fee, 0.40% maker fee, withdrawal fees vary (e.g., 0.0003 BTC, 0.003 ETH)
MetaMask4.4/510% fee on staking rewards, 0.875% on token swaps, blockchain network (gas) fees vary
Trust Wallet4.6/5No service charges, blockchain network fees apply
Exodus4.5/5No wallet fees, exchange spread fees up to 12%, blockchain network fees apply
Zengo4.5/5No wallet fees, third-party charges on buying/selling/trading apply
Phantom4.0/50.85% token swap fee, blockchain network fees apply
Coinbase Wallet4.2/5No storage fees, blockchain network fees apply, transfer fees from Coinbase account apply
Atomic Wallet4.4/5No wallet fees, 0.5% swap fee, 5% credit card purchase fee + bank processing fee ($10 minimum)
Electrum4.1/5No wallet fees, blockchain transaction fees apply (ETA, Mempool, Static options)
Mycelium3.7/5No wallet fees, network transaction fees apply (adjustable miner fees)
Crypto.com4.0/5No wallet fees, blockchain network fees apply, standard network fees for transfers from Crypto.com App
DeFi WalletNo wallet fees, blockchain network fees apply
Edge Wallet4.0/5No fees for receiving funds, network fees apply, in-app exchange fees (0.5%-2%)
Infinity Wallet3.4/5No sending/receiving fees, 0.40% trading fee for in-app swaps
Rainbow Wallet4.5/5No receiving fees, 0.85% token swap fee, Ethereum network fees apply
XDEFI WalletNo receiving fees, network fees apply, in-app swaps (0.3%-0.5%) unless under $300
Math Wallet3.6/5No wallet fees, blockchain network fees apply, gas-free transfers for select stablecoins till March 31, 2025
Coinomi3.7/5No wallet fees, blockchain network fees apply, in-app exchange fees apply via ShapeShift and Changelly
Enjin Wallet4.4/5No storage fees, blockchain network fees apply
Argent Wallet4.3/50.5% fee on crypto-to-crypto transactions, Ethereum network fees apply, external service fees for fiat purchases
Torus WalletNo transaction fees, blockchain network fees apply, developer plan fees apply beyond 1000 users
Spot Wallet4.5/5No transaction fees, blockchain network fees apply, third-party processor fees for crypto purchases
PlasmaPay WalletNo additional wallet fees, blockchain network fees apply, third-party provider fees for credit/debit purchases
AlphaWallet4.5/5No sending/receiving fees, Ethereum network fees apply
Opera Crypto Browser WalletNo wallet fees, blockchain network fees apply, 30% fee + 2.9% for transactions below $250
TrustVault WalletNo receiving fees, transaction fees apply, non-refundable token listing fee
Gnosis Safe (Safe)4.4/5No wallet fees, blockchain network fees apply
Frame WalletNo wallet fees, blockchain network fees apply, hardware wallet support
AirGap Wallet3.4/5No wallet fees, blockchain network fees apply, staking rewards available (up to 7.2% APR)
Keplr Wallet4.0/5No receiving fees, blockchain network fees apply, 0.75% fee for in-app token swaps
Terra Station Wallet4.0/5No receiving fees, gas fees apply, non-refundable transaction gas fees

1.    RockWallet (Rating: 4.8 out of 5 stars)

RockWallet is the highest-rated mobile crypto wallet based on ratings from the Google Play Store and Apple App Store. It’s a self-custodial crypto wallet where users can buy, sell, and exchange assets safely and easily. RockWallet PRO has a fee of 0.60% for taker orders and 0.40% for maker orders, while other transaction types come at their own costs. Withdrawal fees vary based on the asset, such as 0.0003 BTC for Bitcoin or 0.003 ETH for Ethereum. Note that RockWallet also has an affiliate program if you want to partner with them.

2.    MetaMask Wallet (Rating: 4.4 out of 5 stars)

MetaMask is a well-known wallet that manages cryptocurrency and decentralized applications. It charges a 10% fee on staking rewards and a 0.875% on token swaps. Users have to pay blockchain network (gas) fees that may vary depending on how busy the blockchain is, how complex the transactions are, and the activity itself. These fees can affect the total cost of the transactions.

3.    Trust Wallet (Rating: 4.6 stars out of 5 stars)

Trust Wallet is a mobile crypto wallet that does not impose service charges for users nor do they charge for adjusting speed and costs. However, the users have to pay for blockchain network fee which varies,  depending on the type and how much it’s being used.

4.    Exodus Wallet (Rating: 4.5 out of 5 stars)

Exodus is an easy-to-use cryptocurrency wallet that gives users the freedom to transfer, receive, and store digital assets without any charges. There are charges on  Blockchain transactions that do have network fees, though. However, the exchange feature comes at a price as it is subjected to a spread fee that could go up to 12% depending on the asset exchange itself.

5.    Zengo Wallet (Rating: 4.5 out of 5 stars)

Zengo is described as a “self-custodial” crypto wallet with zero charges for receiving, sending, and storing assets. However, buying, selling, and trading become subjected to third-party charges in the form of processing, spreads, and network fees. Each payment method and type of transaction has a separate charge.

6.    Phantom Wallet (Rating: 4 out of 5 stars)

Phantom is a simple-to-use blockchain wallet that supports Solana, Ethereum, and Polygon. It charges a standard 0.85% fee for swapping tokens as well as blockchain network fees. The users have to pay transaction costs with the native token of the blockchain in question.

7.    Coinbase Wallet (Rating: 4.2 out of 5 stars)

Coinbase Wallet is a self-custody cryptocurrency wallet that does not incur fees for storing digital currency. However, crypto holders are liable to pay gas fees for the holding transactions. Those fees change depending on how busy the network is and which variant of the technology is used. Furthermore, transferring funds from your main Coinbase account to your Coinbase Wallet also incurs network fee payment.

8.    Atomic Wallet (Rating: 4.4 out of 5 stars)

Atomic Wallet does not impose any fees for sending or receiving cryptocurrency, so the only fee that users have to pay is the blockchain network fee. In-app swaps are subject to a fee of 0.5% alongside that charged by the partner. Crypto purchases through a credit card attract a fee of 5% plus a bank processing fee of at least $10. The fee structure differs with the type of transaction and the network conditions.

9.    Electrum Wallet (Rating: 4.1 out of 5 stars)

Electrum does not charge for their service. Instead, they operate like many other free open-source wallets that charge in other ways like charging users for blockchain network transactions. Electrum provides users with multiple fee options such as ETA, Mempool, and Static. The flexibility helps users balance cost and transaction speed.

10. Mycelium Wallet (Rating: 3.7 out of 5 stars)

Mycelium is a Bitcoin wallet that allows users to store their currency without having to pay any fees besides the network’s transaction costs. This fee changes depending on the size of the transaction and how busy the network is. It gives users the freedom to set their own miner fees as per their desired transaction speed.

11. Crypto.com Onchain Wallet (Rating: 4.0 out of 5 stars)

Crypto.com has a custodial App Wallet and a non-custodial DeFi Wallet. With the DeFi Wallet, there are no fees charged for storage or transactions. The users are only charged blockchain network fees which fluctuate in accordance with network traffic. Transferring digital assets or funds from the Crypto.com App to the DeFi Wallet is subjected to standard network fees. There are no additional fees when buying crypto through the DeFi Wallet with the Crypto.com App’s Fiat Wallet.

12. DeFi wallets

With DeFi wallets, users can manage and store their cryptocurrency without any brokers involved. The firm doesn’t charge users for storing their crypto, but a gas fee has to be paid when a user performs a transaction. The amount varies depending on how congested the network is.

13. Edge Wallet (Rating: 4.0 out of 5 stars)

Edge Wallet is a mobile wallet for cryptocurrencies. It charges zero fees for receiving funds, but users have to pay a pay network fees whose amount varies depending on the traffic of the blockchain when sending funds. These fees can also be modified in the app.  The in-app exchanges are subjected to a 0.5% and 2% percent fee, depending on the coins exchange and the prevailing market situation.

14. Infinity Wallet (Rating: 3.4 out of 5 stars)

Infinity Wallet is a free, non-custodial cryptocurrency wallet that supports several blockchains. There are no charges for sending or receiving funds. The users only have to pay the network fees for the blockchain network. There is a 0.40% trading fee for in-app token swaps, of which 0.35% is allocated to liquidity providers while 0.05% is transferred to SHARD token holders.

15. Rainbow Wallet (Rating: 4.5 out of 5 stars)

Rainbow Wallet doesn’t charge any fees when users receive tokens or have their assets sent to it. It is a self-managed wallet, meaning users themselves are responsible for paying Ethereum blockchain network fees when sending assets or using decentralized applications. Standard network fees apply when users swap tokens within the app as well as a 0.85% fee when using the token swaps.

16. XDEFI Wallet

XDEFI Wallet, which has been rebranded to Ctrl Wallet, provides the freedom to crypto users to receive funds without a fee from a pool of 200+ blockchains. However, the users have to pay for the blockchain network fees, and in-app swaps without limits are subjected to a fee of 0.3% to 0.5% unless the swap is under $300. The users can use the $XDEFI tokens to lower the fees with tiers offering rates from 0.30% down to 0.10% for high token holders.

17. Math Wallet (Rating: 3.6 out of 5 stars)

Math Wallet is a cost-free multi-platform crypto wallet that is compatible with more than 150 blockchains. It doesn’t charge any fees for funds transfer and users are only required to pay the blockchain networking fees which are not fixed as charges are levied depending on the market situation. Furthermore, Math Wallet will be providing gas-free transfers for selected stablecoins on BNB Chain till March 31, 2025.

18. Coinomi (Rating: 3.7 out of 5 stars)

Coinomi is a non-custodial crypto wallet, meaning it is secure and allows users to send and receive funds without paying any charges. However, a standard fee is charged for using the blockchain network based on congestion and the type of transaction. To facilitate in-app exchanges, Coinomi works with trusted providers such as ShapeShift and Changelly. The users pay these firms to determine the fees.

19.  Enjin Wallet (Rating: 4.4 out of 5 stars)

You can store Non-fungible tokens (NFTs) and gaming assets for free in this non-custodial cryptocurrency wallet. The wallet charges for blockchain network fee, which differs due to network traffic. It allows users to customize transaction limits and fees.

20.  Argent Wallet (Rating: 4.3 out of 5 stars)

Argent Wallet is a non-custodial Ethereum wallet crafted for DeFi users. It charges a fee of 0.5% on crypto-to-crypto transactions, which is shared with its partner Paraswap. Also, the users are charged an Ethereum network fee which varies depending on how busy the network is. Fiat-to-crypto purchases are subject to fees from external service providers, but the wallet itself does not impose any other fees.

21. Torus Wallet

Torus Wallet is a non-custodial crypto wallet that lets users log in via social accounts like Google and Facebook. The wallet does not charge transaction fees and users are only liable for the network fees which depend on the congestion of the network. Developers integrating Torus services can start with a free plan for up to 1000 active users. They will have to pay a fee of $0.031 per user after the limit.

22. Spot Wallet (Rating: 4.5 out of 5 stars)


Spot Wallet is a non-custodial crypto wallet designed for storing, trading, and staking digital assets. It does not charge fees for transactions, but it does levy blockchain networking costs. The users may also have to pay additional charges through third-party payment processors when dealing with crypto purchases. The wallet is very basic in its design and easy to use.

23. PlasmaPay Wallet

A user can securely store, send, receive, and exchange cryptocurrencies with ease using the PlasmaPay Wallet’s digital, multi-currency, non-custodial wallet. It does not charge any additional fees but, instead, a gas fee becomes applicable on transaction. The cost depends on how busy the network in which blockchain technology is being used. The users can purchase cryptocurrencies via credit or debit cards and bank transfers but additional fees from third-party providers are imposed.

24. AlphaWallet (Rating: 4.5 out of 5 stars)

AlphaWallet is a free-of-cost, open-source Ethereum crypto wallet that enables token storage of ERC20, ERC721, ERC1155, and ERC875. With the platform, the users don’t have to pay additional payments for sending or receiving assets or hidden fees. Only the Ethereum blockchain network fee is levied, which changes on the basis of network traffic. The wallet also stands out for its friendly interface that doesn’t require the user to have any prior technical expertise.

25. Opera Crypto Browser Wallet

The Opera Crypto Browser features a built-in wallet that is non-custodial and accepts a range of blockchains including Ethereum, Bitcoin, and Solana. The wallet itself does not charge any transaction fees, users are liable for the fees charged by the networks, which change based on the congestion levels and the type of blockchain used. The wallet’s purchase of cryptocurrencies may come with fees attached from other sources. For example, a 30% fee along with 2.9% may be charged for transactions below $250.

26. TrustVault Wallet

TrustVault is a custodial crypto wallet for institutional and private investors. It includes insured storage and multi-signature security. The wallet does not charge fees for receiving funds, however, the user is responsible for paying the transaction fees for sending cryptocurrencies, which change depending on how busy the blockchain network is. In addition, TrustVault charges a non-refundable token listing fee that enables them to review and process the listing applications.

26. Gnosis Safe (Rating: 4.4 out of 5 stars)

What used to be called Gnosis Safe is now simply called Safe. It is a multi-signature crypto wallet that provides free-of-cost services to users. Subscribers are only obliged to pay blockchain network fees which differ according to how busy the network is or the type being used. The wallet permits users to set personalized limits and fees for transactions.

27. Frame Wallet

Frame Wallet is a no-cost, open-source Ethereum crypto wallet available for macOS, Windows, and Linux users. There are no charges for sending or receiving funds. The users only have to spend on blockchain network fees which varies proportionally to the level of congestion within the network. Furthermore, Frame Wallet supports hardware wallets and has optimized settings for other transactions as well.

28. AirGap Wallet (Rating: 3.4 out of 5 stars)

AirGap Wallet is a cryptocurrency wallet designed for free and open-source use. Its focus is to improve security by allowing for offline storage and signing of transactions. The wallet does not charge fees for transactions, users only need to pay for the blockchain network fees which are dependent on how congested the technological environment is. AirGap supports staking for Tezos, Cosmos, Polkadot, and Kusama, allowing users to earn rewards of up to 7.2% APR.

29. Keplr Wallet (Rating: 4.0 out of 5 stars)

Keplr Wallet is a self-custodial and open-source wallet specifically designed for the Cosmos ecosystem. It supports more than 186 blockchains and does not charge a fee for fund receipts. Users only pay for the blockchain network fees. In-app token swaps are subject to a fee of 0.75% of the total cost. Keplr also allows the users to stake their tokens to validators, enabling earning rewards that differ by a network.

30.  Terra Station Wallet (Rating: 4.0 out of 5 stars)

Terra Station Wallet is the official non-custodial wallet for the Terra blockchain, allowing users to manage and stake LUNA tokens, interact with DApps, and make transactions. While there is no fee to receive funds with the wallet, users still need to pay gas fees for transactions. The gas fees for a transaction are non-refundable, and any gas not used from a transaction is lost. Additionally, Terra Station allows paying for networking costs using stable coins like $USDC and $axlUSDC, allowing for user flexibility for payment.

Conclusion

Storing and managing crypto requires a wallet and there are plenty to choose from, each serving their own ecosystem or blockchain. Phantom and MetaMask are ideal for individual blockchains, while Atomic Wallet and Math Wallet cater to a wider audience by supporting multiple blockchains. Even wallets that specialize in certain ecosystems, such as Trust Wallet or Coinbase Wallet, are user-friendly. All wallets vary in fees and other factors such as the type of payment, congestion, and additional services like staking and in-app swaps. A pro tip: Choose a crypto wallet that meets your digital financial needs. Visit Sophisticated Investor for insights on the captivating world of cryptocurrency investment.

Brandi Marcene

Brandi is a financial writer and entrepreneur with decades of expertise covering U.S. business and financial topics. Her work has been featured on Consumer Affairs, ASBN Small Business Network, Koho and many other top financial publications.