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Louisiana is home to different business sectors that include oil and gas, along with agriculture, seafood production, and travel and hospitality.
The Louisiana market can get volatile due to natural disasters, fluctuating oil prices, and changing government policies. This makes business insurance plans a vital component for local businesses. A coverage protects businesses from financial setbacks such as lawsuits and business interruptions. The right protection plan keeps companies unfazed at times of crisis and continues their journey toward success.
In this article, we will talk about nine prominent business insurance providers in Louisiana and what products they have to offer to clients.
Thimble
Thimble offers business insurance solutions for startups and independent professionals throughout Thimble. Their coverage types include general liability along with worker’s compensation and business owner’s policies.
The company offers custom insurance solutions for various types of businesses including event management and construction companies. The clients can purchase coverage in real time through their digital platform. Plus, their clients don’t have to go through the tedious documentation process when working with Thimble.
Hiscox
Hiscox is a trusted insurance provider that provides coverage options such as general liability and business owner’s policies to their customers in Louisiana. As a well-known provider of adjustable insurance policies, Hiscox assists businesses working in the technology, marketing, and professional sectors in finding policies that meet their requirements.
They have an online portal that customers can use for price estimates and get their insurance claims processed without difficulty. Hiscox serves Louisiana companies through affordable pricing and quick solutions to avoid unexpected financial losses.
NEXT Insurance
NEXT Insurance provides insurance solutions that match the needs of small businesses. The firm offers commercial property and auto coverage protection along with general liability and worker compensation packages.
The industries NEXT Insurance covers include retail trade, fitness, and professional services. The firm aids clients with quick estimates and affordable pricing that puts clients at ease.
Tivly
Tivly was known as CommercialInsurance.net until its rebranding. It is a commercial marketplace that connects clients with over 200 reliable insurance providers in Louisiana who provide desired insurance policies.
It offers coverage options such as general and professional liability coverage, commercial property insurance, and workers’ compensation to companies working in retail, technology, medical practices, and construction sectors.
Tivly provides low-cost policy options that customers can manage online without hassle.
InsuranceBee
InsuranceBee stands out for its range of business coverages that includes general liability, workers’ compensation, commercial auto, and cyber insurance for Louisiana businesses.
Their coverage helps clients in retail, technology, medical, and construction professions. InsuranceBee works closely with customers, helping them get the coverage they desire at reasonable costs.
Progressive
Progressive offers industry-specific insurance policy solutions such as general liability, professional liability, workers’ compensation, commercial auto insurance, cyber insurance, and business owners’ policies to businesses in Louisiana.
The firm combines all the coverage types in one combined package. Progressive helps businesses succeed by providing continuous support and adaptable policies that protect firms from financial losses.
Liberty Mutual
Liberty Mutual started operations in 191. It is a leading insurance provider that offers comprehensive plans to Louisiana companies.
The products that the firms offer include liability coverage, workers’ compensation, and commercial auto insurance plus business income protection and equipment protection.
They provide services to businesses inthe construction, healthcare, production, and technology sectors. The company has over 45,000 employees in over 900 locations worldwide.
The Hartford
In the past two centuries, The Hartford has assisted Louisiana businesses with their insurance requirements. The company provides comprehensive insurance protection packages to retail stores, hospitals, building sites, and production plants.
Their standard services include general liability, professional liability, workers’ compensation, commercial auto insurance, and equipment protection. Hartford also provides umbrella insurance to ensure businesses don’t face setbacks of any kind.
State Farm
State Farm offers custom insurance options for businesses. The firm provides general liability, property insurance, loss of income coverage, equipment protection plans
Their coverage plans meet the distinct needs of contractors, farmers, and ranchers. State Farm employs local agents to provide custom protection services for business owners at their operations.
Brief Overview Of Indiana’s Leading Insurance Companies
Here’s a quick recap of the services and unique selling points of these nine insurance companies operating in Louisiana.
| Insurance Provider | Services Offered | Unique Selling Points |
| Thimble | General liability, workers’ compensation, business owner’s policies | Instant coverage through a digital platform, no tedious documentation, ideal for startups and independent professionals |
| Hiscox | General liability, business owner’s policies | Adjustable policies for technology, marketing, and professional sectors; online portal for estimates and claims |
| NEXT Insurance | General liability, workers’ compensation, commercial property, commercial auto | Focus on small businesses; quick estimates and affordable pricing |
| Tivly | General liability, professional liability, commercial property, workers’ compensation | Commercial marketplace connecting clients with 200+ providers; low-cost policies manageable online |
| InsuranceBee | General liability, workers’ compensation, commercial auto, cyber insurance | Serves retail, technology, medical, and construction industries with reasonable pricing |
| Progressive | General liability, professional liability, workers’ compensation, commercial auto, cyber insurance, business owner’s policies | Industry-specific insurance packages; combined coverage plans for comprehensive protection |
| Liberty Mutual | Liability coverage, workers’ compensation, commercial auto, business income protection, equipment protection | Over a century of experience, and global presence serves diverse industries like construction, healthcare, and technology |
| The Hartford | General liability, professional liability, workers’ compensation, commercial auto, equipment protection, umbrella insurance | Two centuries of experience, extensive coverage for retail, healthcare, and production businesses |
| State Farm | General liability, property insurance, loss of income coverage, equipment protection | Custom solutions for contractors, farmers, and ranchers; local agents for personalized service |
Top Cities in Louisiana For Business Insurance
Numerous companies have set up their operations in Indiana. High-rated insurance companies are providing insurance coverage to companies in their cities, offering them the protection that they need in order to thrive. Here are the top cities for business insurance in Louisiana
- New Orleans
- Baton Rouge
- Shreveport
- Metairie
- Lafayette
- Lake Charles
- Bossier City
- Kenner
- Monroe
- Alexandria
- Houma
- Marrero
- New Iberia
- Laplace
- Slidell
Louisiana Government Resources for Business Insurance
Check out these government resources about business insurance for the state of Indiana:
- Louisiana Department of Insurance (LDI)
- GeauxBiz Portal
- Louisiana Economic Development (LED)
- U.S. Small Business Administration (SBA) – Louisiana District Office
Conclusion
Louisiana has a vibrant business landscape. A company operating in this state should invest in coverage as the right coverage plans protect their investment, driving productivity and financial growth.
If you are planning to expand your business outside Louisiana, you can learn about top business insurance companies in Arizona and the most trusted commercial insurance providers in Florida. You can also check out our listings of Louisiana’s leading business loans and startup financial firms for additional funding options. For more insights and analysis, visit Sophisticated Investor and make informed business decisions today!
Brandi is a financial writer and entrepreneur with decades of expertise covering U.S. business and financial topics. Her work has been featured on Consumer Affairs, ASBN Small Business Network, Koho and many other top financial publications.
