by | Feb 4, 2025 | Business, Insurance

Last Updated: February 5, 2025

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Business insurance is an important investment in your company’s future in Kansas. A reliable coverage plan works wonders in protecting your company’s future from potential financial losses caused by property damage, theft, accidents, or lawsuits. If unprotected, companies risk severe financial difficulties during difficult situations.

For this purpose, you can get in touch with a trusted insurance agent who will prepare a policy after evaluating your specific risks and determining which works best for you. This article takes a look at nine trusted business insurance providers in Kansas along with the solutions they provide and which sectors they serve.

Thimble

Thimble stands out as an insurance provider that provides coverage to contractors and small companies operating in Kansas. The company offers protection plans like general liability, workers’ compensation, and professional duties. 

The businesses they support include construction, cleaning, event management, and others. They stand out for allowing clients to buy insurance only on a temporary basis albeit for an event or project. They have an online system that lets customers buy and control their policy within minutes.

Hiscox

Hiscox specializes in providing coverage to small and medium-sized businesses throughout Kansas. Their offerings consist of basic liability protection along with other industry-specific insurance coverages for professionals. 

The industries Hiscox serves include technology, marketing, consultancy groups, and others. The reasons the company has become a trusted name in the local insurance industry is because of its personalized plans, fair costs, and its quick claim process.

NEXT Insurance

NEXT Insurance delivers reliable insurance services to Kansas businesses with options such as general liability coverage and cyber protection.

The company helps retail, technology, and healthcare sectors find ideal insurance plans to protect their business operations financially.

Tivly

Through Tivly, companies can connect with more than 200 reliable insurance providers in Kansas. The company supplies basic liability protection with professional liabilities and worker’s compensation protection along with suitable alternatives to its client.

The insurance group provides budget-friendly coverages for business sectors of retail, medical, and construction trades. Tivly evaluates their client’s insurance needs and uses market-proven strategies to create an effective solution that has all the boxes checked.

InsuranceBee

InsuranceBee provides strong business insurance services to Kansas-based enterprises. The firm provides a number of coverage options to their clients such as general liability and business owners’ policy coverage to all businesses involved in various trades.

InsuranceBee is different from other Indiana insurance firms by allowing customers to get project-specific coverage at budget-friendly rates. Their digital system fast-tracks the purchase process in a hassle-free manner.

The Hartford

The Hartford offers special business insurance solutions that shield companies from unexpected financial setbacks with their personalized solutions. Their offerings include liability coverage, worker’s compensation workers’, commercial auto coverage ,and cyber insurance. 

Their insurance plans protect businesses against financial loss risks that include property damage, legal action costs, workplace accidents, and online security threats. The Hartford has been proving its experience since 1810 by providing dependable insurance solutions to business clients. 

EMC Insurance

EMC Insurance Group offers various coverage plans that help companies safeguard their investment from financial losses. The company provides general liability insurance, property coverage, and commercial auto insurance policies. 

The industry they serve includes trade associations, along with educational institutes, community service groups, and other sectors. The firm designs custom insurance options for different industry sectors.

Liberty Mutual

Liberty Mutual established itself as a trusted insurance company that has delivered business insurance in Indiana for years.  They provide their business insurance clients solutions such as standard liability, professional errors, workplace injury, and vehicle protection-based insurance packages. 

Businesses will find Liberty Mutual a reliable name in the industry as it operates worldwide and has a solid financial status.

State Farm

State Farm provides insurance products that work well for small companies. They provide business owners policies along with liability claims, commercial auto insurance, and workers’ compensation to support business activities.

Brief Overview Of Iowa’s Leading Insurance Companies

The table below provides a clear understanding of the nine companies, their services, and key features that have made them a household name in the industry.

Insurance ProviderCoverage OptionsKey Selling Points
ThimbleGeneral Liability, Workers Compensation, Professional LiabilityTemporary coverage for contractors and small businesses, easy online system
HiscoxLiability Protection, Industry-specific CoveragesPersonalized plans, fair costs, quick claim process
NEXT InsuranceGeneral Liability, Cyber ProtectionSpecialized in retail, technology, healthcare, reliable coverage
TivlyLiability Protection, Professional Liabilities, Workers CompensationConnects with 200+ providers, budget-friendly options, and market-driven strategies
InsuranceBeeGeneral Liability, Business Owners PolicyProject-specific coverage, fast and hassle-free digital system
The HartfordLiability Coverages, Workers Compensation, Commercial Auto, Cyber InsuranceLong-standing experience, reliable and personalized business insurance solutions
EMC InsuranceGeneral Liability, Property Coverage, Commercial Auto InsuranceCustom coverage options serve trade associations, educational and community sectors
Liberty MutualLiability, Professional Errors, Workplace Injury, Vehicle ProtectionWell-established, global presence, solid financial standing
State FarmBusiness Owners’ Policies, Liability Claims, Commercial Auto Insurance, Workers’ CompensationComprehensive support for small businesses, customizable plans

Top Cities In Kansas For Business Insurance

Numerous companies have set up their operations in Kansas. High-rated insurance companies are providing insurance coverage to companies in their cities, offering them the protection that they need in order to thrive. Here are the top cities for business insurance in Iowa

  1. Wichita
  2. Overland Park
  3. Kansas City
  4. Olathe
  5. Topeka
  6. Lawrence
  7. Shawnee
  8. Lenexa
  9. Manhattan
  10. Salina
  11. Hutchinson
  12. Leavenworth
  13. Leawood
  14. Dodge City
  15. Garden City

Kansas Government Resources for Business Insurance

Check out these government resources about business insurance for the state of Iowa:

Conclusion

Business insurance protects companies from financial setbacks. This is why selecting a reliable business insurance provider is important. The right coverage helps business owners feel at ease and focus on expanding their business.

 
Are you a business owner who is looking to expand your business outside Kansas? You can check out the top business insurance providers in Alabama and leading coverage providers in Arizona. For additional funding options, you can also check out our listings of Kansas’s leading business loans and startup financial firms. You can also visit Sophisticated Investor for insights and practical tips on giving new meaning to business operations.

Brandi Marcene

Brandi is a financial writer and entrepreneur with decades of expertise covering U.S. business and financial topics. Her work has been featured on Consumer Affairs, ASBN Small Business Network, Koho and many other top financial publications.