by | Jan 31, 2025 | Business, Insurance

Last Updated: February 4, 2025

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Small businesses are playing a profound role in Arkansas’s vibrant economy as they represent 99% of the total 268,000 firms operating in the state. 

Every entrepreneur needs business insurance when launching a new company. Business insurance defends startup owners’ companies from unexpected threats such as property damage or workplace liability. The coverage ensures your business stays financially secure while operating in different markets.

This guide takes a look at nine best insurance firms in Arkansas based on customer trust ratings alongside their complete coverage plans and business expertise. They offer protection plans that defend your business assets while helping you expand so you can pursue success without doubts.

InsuranceBee


InsuranceBee offers a range of business coverages such as general liability, workers’ compensation, commercial auto, cyber insurance to businesses. This allows companies access the most effective and cost-effective coverages.

Their business insurance services help clients in retail, technology, medical, and construction professions. InsuranceBee works closely with customers, helping them get the coverage they desire at reasonable costs.

Thimble 

Thimble creates business insurance plans in Arkansas that fit perfectly to different business requirements. Their On-Demand insurance lets professionals and freelancers buy coverage that matches their desired coverage time, be it hours or entire months.

Our advanced technology solutions deliver prompt assistance to our clients’ requirements. The process allows business owners to receive insurance protection right away.  The organization has earned the trust and support of their clients through its flexible services.

Hiscox

Hiscox creates business insurance plans that support small companies and startups in Arkansas. They protect clients from uncertainties with liability insurance as well as errors and omissions coverages.

Hiscox makes advertising memorable by using humor. People across the nation recognize Hiscox for giving customers bespoke coverage with high-end service. Their clients praise Hiscox about their ability to handle clients and catering to their needs. 

Their commitment to personalized services with customer satisfaction contributes to their strong portfolio in the industry.

NEXT Insurance

NEXT Insurance offers personalized insurance for small businesses and freelance professionals. In addition to general liability and workers’ compensation, NEXT Insurance provides commercial car, professional liability, and property coverage for businesses.

They serve retail, construction, fitness, and professional service industries. Their products allow companies to grow and operate confidently knowing that they’re protected from unexpected hurdles that affect their finances.

Tivly

Tivly is a commercial marketplace that gets businesses in touch with over 200 reliable coverage providers in Arkansas and get them the policy they are looking for.

The coverage options include general liability, professional liability, commercial property, and workers’ compensation amongst a variety of benefits to businesses associated with retail, technology, medical, and construction sectors.

Progressive

Progressive became the first insurance company in the United States to offer drive-in claim service.

They provide multiple business insurance solutions across Arkansas to help companies find what works best for them. Companies in transportation retail and food industries can contact Progressive for auto insurance as well as workers’ compensation and business owner insurance.

Progressive offers policies at market competitive rates wih features that meet a company’s demands.  Business owners choose Progressive due to their excellent services that help them grow in the market.

Insureon

Insureon makes it simple for Arkansas companies to get a business insurance. The digital marketplace serves small businesses and startups.

They link businesses with highly rated insurance providers to secure various coverage options such as workers’ compensation. Business owners can get personalized insurance solutions on their easy-to-use platform. Insureon provides affordable insurance with full coverage benefits. 

The platform serves businesses that demand easier ways to take care of their insurance requirements.

Nationwide

The business insurance plans offered by Nationwide adapt to match what Arkansas companies actually need. The company first appeared in 1926 to protect farmers’ vehicles before it reached Fortune 100 status.

They offer commercial property and insurance specific to industries while providing worker protection across all Arkansas businesses.

The firm delivers top-notch customer service through its personalized support system which enables business owners to select the right protection easily. The company handles claims efficiently and stays in contact throughout which makes management simple. 

People choose to work with us because we put our customers first when protecting their business assets.

Liberty Mutual

Liberty Mutual serves Arkansas businesses with many types of coverage through their business insurance program. The company provides general liability insurance alon with protection for property workers and commercial vehicles. The company provides solutions for small to large businesses of every industry.

It is a financially stable organisation. Business owners use their services for strong customer support and advanced solutions that prevent risks throughout their operations.

Brief Overview of Insurance Company Providers

CompanyProductsUnique Features
HiscoxProfessional coverage plansEfficient claims process
ThimbleOn-demand insurance, equipment protectionHourly, daily, or monthly coverage options
ProgressiveCommercial auto, business owners’ policiesUser-friendly online tools
NEXT InsuranceGeneral liability, workers’ compensation, Property insurance, workers’ compensationCustomer-first approach
TivlyGeneral liability, professional liability, commercial property, and workers’ compensationInsurance marketplace with 200 reliable carriers
InsureonOnline marketplace with different policiesPartnerships with top-rated carriers
Liberty MutualProperty insurance, workers’ compensationInnovative risk management
NationwideCommercial property, industry-specific packagesExceptional customer service
InsuranceBeeProperty coverage, workers’ compensationBudget-friendly prices

Top Cities in Arkansas for Business Insurance

Do you want to know which cities in Arkansas are the best for business insurance? If you live or have a business set up in any of these cities, then you can easily access business insurance or other means of financing in your entrepreneurial journey

  1. Little Rock
  2. Fayetteville
  3. Fort Smith
  4. Springdale
  5. Rogers
  6. Bentonville
  7. Jonesboro
  8. Conway
  9. Hot Springs
  10. Pine Bluff

Arkansas Government Resources for Business Insurance

Check out these government resources about business insurance for the state of Arkansas:

Conclusion

The nine companies protect businesses against unexpected threats. They offer protection plans for both small and large companies. Your investments stay protected and have growth potential when you choose correct insurance coverage. You should review the Arkansas’s Top 12 Best Business Loans & Startup Financing Companies to find additional resources to help you grow you startup in Arkansas. Consider Sophisticated Investor for professional advice that helps your business plan and invest effectively to win in Arkansas’s competitive environment.

Brandi Marcene

Brandi is a financial writer and entrepreneur with decades of expertise covering U.S. business and financial topics. Her work has been featured on Consumer Affairs, ASBN Small Business Network, Koho and many other top financial publications.